Do You Need Car Insurance In Florida If You Don T Have A Car
When you lease a car you have to buy auto insurance even though you don t own the vehicle.
Do you need car insurance in florida if you don t have a car. That s because you need to meet minimum auto insurance standards wherever you re leasing as well as any additional requirements your lessor has like comprehensive and collision coverage. Here s why you might consider getting car insurance if you don t drive your car. Before you register a vehicle with at least four wheels in florida you must show proof of personal injury protection pip and property damage liability pdl automobile insurance pip covers 80 percent of all necessary and reasonable medical expenses up to 10 000 resulting from a covered injury no matter who caused the crash. This particular type of policy is referred to as secondary coverage.
In some states such as florida and georgia you are required to carry insurance on any registered vehicle. When to consider comprehensive insurance only. Sure you may have some coverage while operating another person s car but your personal circumstances might mean you need a named non owner insurance policy. Comprehensive insurance covers your car against anything other than collisions.
In some states special insurance is available for. It is generally a good idea to have a car insurance policy in place if you don t own a car but drive regularly. That is you re not required to insure yourself against any injuries that people receive if you cause an accident. Even if the vehicle is being restored or is otherwise not drivable it must carry state minimum insurance.
Florida insurance laws are unusual in that the state doesn t legally require drivers to have bodily injury liability coverage. How do florida car insurance laws differ from other car insurance laws. At first glance that idea may seem unappealing but the reality is in some cases some people who don t.
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