Do You Need Car Insurance In Florida If You Don T Have A Car
At first glance that idea may seem unappealing but the reality is in some cases some people who don t.
Do you need car insurance in florida if you don t have a car. Florida insurance laws are unusual in that the state doesn t legally require drivers to have bodily injury liability coverage. This particular type of policy is referred to as secondary coverage. In some states such as florida and georgia you are required to carry insurance on any registered vehicle. When you lease a car you have to buy auto insurance even though you don t own the vehicle.
When to consider comprehensive insurance only. That is you re not required to insure yourself against any injuries that people receive if you cause an accident. If you don t own a car you nonetheless may have been pitched to get car insurance anyway. Before you register a vehicle with at least four wheels in florida you must show proof of personal injury protection pip and property damage liability pdl automobile insurance pip covers 80 percent of all necessary and reasonable medical expenses up to 10 000 resulting from a covered injury no matter who caused the crash.
How do florida car insurance laws differ from other car insurance laws. Even if the vehicle is being restored or is otherwise not drivable it must carry state minimum insurance. That s because you need to meet minimum auto insurance standards wherever you re leasing as well as any additional requirements your lessor has like comprehensive and collision coverage. In some states special insurance is available for.
Here s why you might consider getting car insurance if you don t drive your car. If you don t really use your car you can do what lacy did and only purchase a comprehensive car insurance policy. Comprehensive insurance covers your car against anything other than collisions.
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