Earthquake Insurance Companies In California

Buy a cea earthquake insurance policy.

Earthquake insurance companies in california. In california homeowners can also get coverage from the california earthquake authority cea a privately funded. Our agency has been selling ca earthquake insurance since 1985. Earthquake insurance rates by city in california. Buy california earthquake insurance online earthquake insurance quote.

Earthquake coverage is available mostly from private insurance companies. We can write cea in conjunction with a homeowners policy and geovera and icat as a stand alone ca earthquake insurance policy. The california earthquake authority cea provides most earthquake insurance in california. You cannot buy earthquake insurance directly from cea you buy it directly from insurance companies that are members of cea.

We sell ca earthquake insurance with 3 major insurers. For example in california a state with a great history of earthquakes the average premium cost of earthquake insurance ranges from 800 to 5 000 annually while states with little seismic activity who have fewer earthquake cases can typically get earthquake insurance at around 300 per year. Based on where you live insuring a single family house can cost from 2 50 to 5 50 per thousand dollars of coverage or 1 248 to 2 744 annually for 500 000 of coverage. The cea is a not for profit entity that was created in order to make earthquake insurance more readily available after the 1994 quake in northridge california.

It holds 23 8 the majority of the market share for all earthquake insurance in california and focuses exclusively on earthquake insurance. Based on nerdwallet s sampling of earthquake insurance rates from the california earthquake authority a renter may pay less than 300 a year for 50 000 in personal property coverage with a 5. Ask questions about policy renewals. The california earthquake authority is a privately funded publicly managed organization that s not like other earthquake insurance carriers.

California earthquake authority cea offers earthquake insurance policies exclusively through the residential insurance companies listed below. Cea participating earthquake insurance providers. Given the potential cost to repair shake damage the cost of a cea policy may be an easy expense to justify. Earthquake insurance is available from companies offering personal earthquake policies and also from companies participating in the california earthquake authority cea.

Contact one of the following residential insurers to.