Health Insurance Terms Quizlet
Short term insurance a type of health insurance that covers certain services for a set time period 6 months or less.
Health insurance terms quizlet. Many of the terms you encounter when dealing with health insurance are not familiar. Learn insurance terms with free interactive flashcards. This 30 is known as the co insurance. On march 23 2010 president obama signed the patient protection and affordable care act ppaca into law.
Urgent care provider a provider of services for health problems that need medical help right away but are not emergency medical conditions. Choose from 500 different sets of insurance terms flashcards on quizlet. You can access the marketplace via healthcare gov through blue cross and blue shield of illinois or by phone. Yet every day it s becoming more and more important for health care consumers to have at least a basic knowledge of the industry s terminology.
A health care system that assumes both the financial risks associated with providing comprehensive medical services insurance and service risk and the responsibility for health care delivery in a particular geographic area to hmo members usually in return for a fixed prepaid fee. When making decisions about health coverage consumers should know the specific meanings of terms used to discuss health insurance. Give or get help during the coronavirus pandemic aarp members receive exclusive member benefits affect social change. Below are definitions for some of the more commonly used terms and how.
Glossary of health insurance terms. Here you ll find plain english definitions for 33 of the most common insurance terms. If the plan has a deductible you usually pay the co insurance for covered services after your deductible is met. You must be logged in to leave a comment.
For example your health insurance may cover 70 of the charges for a covered hospitalization leaving you responsible for 30. While these terms can be confusing the better you understand them the better you will be prepared to successfully gain coverage and access to the treatments that are right for you. Common health insurance terminology 101. The health insurance marketplace or health insurance exchange is a federal government website where you can shop compare and buy plans offered by participating health insurance companies in your area.
Health maintenance organization hmo a health care system that assumes both the financial risks associated with providing comprehensive medical services insurance and service risk and the responsibility for health care delivery in a particular geographic area to hmo members usually in return for a fixed prepaid fee. Learn more about short term insurance.
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