Insurance Company List Of Dangerous Dogs
Why are certain breeds blacklisted.
Insurance company list of dangerous dogs. No in fact many insurance company employees view their dogs as members of the family. Of course the rules on which dogs an insurance company will cover and which they won t vary from company to company and some companies will cover almost any dog. Everquote analyzed lists of prohibited dogs from state insurance filings to find the most banned breeds. Top 10 banned dog breeds.
Other insurers don t have a list but will judge dogs on a case by case basis. Why would a home insurance company need to know that. While most insurance companies won t provide you with canine liability insurance if you own a dog on the blacklisted breed list einhorn insurance can. But as a general rule.
Dog bites have become a serious concern for home insurance providers and many have identified a list of potentially dangerous dog breeds. These lists have various names depending on the company such as excluded dog breeds aggressive dog list insurance list of dangerous dogs prohibited dog breeds and one simply labels it. Let s go ahead and tackle one of these at a time. Pit bulls staffordshire terriers.
Great danes surely fit that description and due to their size they are often considered dangerous. If you own a breed of dog that has been identified as a dangerous dog by your insurer your premiums will reflect a higher rate or your coverage may be dropped. There is an aggressive dogs list used by insurance companies. Insurance companies are in the business of risk assessment so it s only natural that they would have a list of dogs deemed so dangerous that the insurance company either won t cover the homeowner or they will cover them at a drastically increased premium.
The answer is that actuaries who collect data on injuries deaths and property damage have many dogs on their list who pose a possible risk. Don t even think about outsmarting the insurance company by leaving your dogs breed off of the policy. Which breeds may cause me to be ineligible for home insurance. According to most insurance companies the following are the more common dangerous breeds or blacklisted breeds.
Many insurers ban any dog that has been aggressive or has a history of biting.
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