Health Insurance Definition Quizlet
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Health insurance definition quizlet. Advantages of indemnity health insurance plans. Many of the terms you encounter when dealing with health insurance are not familiar. Disease management programs can help control health. While these terms can be confusing the better you understand them the better you will be prepared to successfully gain coverage and access to the treatments that are right for you.
Indemnity plan a type of medical plan that reimburses the patient and or provideras expenses are incurred. Ehealthinsurance offers thousands of health plans underwritten by more than 180 of the nation s health insurance companies including aetna and blue cross blue shield compare plans side by side get health insurance quotes apply online and find affordable health insurance today. Conventional indemnity plan an indemnity that allows the participant the choice of any provider without effect on reimbursement these plans reimburse the patient and or provider as expenses are incurred. A program offered by a health insurance company to manage the costs of policyholders chronic health conditions.
The period of time during which an insured person incurs eligible medical expenses toward the satisfaction of a deductible. For health insurance purposes an accident is an unforeseen unexpected and unintended event resulting in bodily injury. Common health insurance terminology 101. It also has a precise definition under hipaa 1996 that exempts from certain requirements insurers that sell insurance to small employers only through association health plans that meet the definition.
Types of commercial health insurance. The indemnity health policy is different than policies offered by health maintenance organizations hmos and preferred provider organizations ppos because it allows you obtain medical care where you choose providing compensation for a set portion of the costs. Health plan sponsored by an association. Medicare the federal health insurance program that provides health benefits to americans age 65 and older.
Often referred to as a time deductible common in disability income and long term care policies. Sometimes used loosely to refer to any health plan sponsored by an association.
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